Tag Archives: Financial and investment advice

What are the Advantages of Free Analysis for My Investment Portfolio? Looking for Financial and Investment Advice?

Are you looking for financial and investment advice? Muni Credit News is a great place to find free general information and analysis to help with your municipal bond investment portfolio strategies. Everyone should have an investment portfolio. However, they should take advantage of financial and investment advice from people who know about the topic like the staff at Muni Credit News. We write about it. We know about it. We are a great place to get foundational financial and investment advice.

Did you know that an advantage of financial and investment advice of your portfolio comes from defining your risk profile?

Do you want to know what your risk appetite is and how that should impact your investment decisions? How much risk can you handle? How much risk should you handle depending upon your age and job situation? Some investors like safe, low-risk investments that offer a low rate of return that have a high probability of materializing, while others prefer high-risk investments that have the potential to generate a higher rate of return with the trade off of higher risk that these potentially higher returns may turn out to be losses. Most people fall somewhere in between. It’s all about knowing your comfort level. When you get financial and investment advice from us, you will be able to gauge your risk profile and determine where you fall on the scale. Once you know what your risk assessment is, you can more easily determine suitable investments to meet your risk comfort level.

Want to know what your Index Comparison is?

Well, you definitely need financial and investment advice for this. Through a Index Comparison you can compare your assets to indexes over a given time period. Different assets can be grouped together to see how they performed in relation to a variety of similar indexes. This analysis gives you an indication of whether your portfolio is performing below par or above par. When receiving financial and investment advice, an index comparison can help you find potential new assets to replace the under-performing investments within your portfolio.

Do you need to diversify?

Everyone talks about diversification when it comes to investments. The question is – do you need diversify? You can check your portfolio and identify the markets in which your investments are most highly concentrated. If your portfolio is too concentrated in one area of the market, it can leave your investments exposed to risk unique to that investment segment. Nearly all financial and investment advisors would tell you that this is not an optimal situation. You don’t want your portfolio to be vulnerable to risk within a narrow investment segment. By identifying these markets, you can choose new investments that increase your portfolio’s diversity which helps you minimize your overall risk exposure. This is usually done alongside a risk analysis that can help you rebalance your portfolio into one that is more suitable to your investment objectives.

What about returns on your investments?

With Muni Credit News you can determine roughly what your respected returns should be based on your current investments and receive financial and investment advice to help improve those numbers. These can be calculated via average and compound return methods. As with the other advantages of receiving financial and investment advice, this will help you to optimize and rebalance your portfolio by identifying under-performing assets and turning them into better performing ones.
There is so much that can be accomplished from receiving financial and investment advice. We encourage you to read Muni Credit News regularly to get more information on all things financial and investment-related.

Visit our website at: https://www.municreditnews.com/ to stay up to date on financial and investment news. We welcome you to our website.

DON’T TRY THIS AT HOME

As you approach the world of municipal bonds, it can be easy to follow the herd and react with the pack. When news about the status or state of municipal bonds hits the grapevine, people will often react as if by unconscious reflex than by careful analysis and planning. In fact, this is what separates the serious investor from the amateurs, the ability to see the game of municipal bonds for the long game that it is and to make decisions about bond investments based on more than herd mentality, but on carefully curated and expertly analyzed data. MuniCreditNews.com is for anyone who wants to give their municipal bond investments the highest chance of success possible by following expert financial and investment advice specific to municipal bonds.

Every year, the Mercatus Center of George Mason University uses fiscal obligations (short / long term debt, unfunded pensions, etc.) to rank the financial health of each U.S. state and the Commonwealth of Puerto Rico. Financial solvency in five areas is measured to determine rank. Those five areas are cash, budget, debt, term (ability of the jurisdiction to meet long term financial commitments in the event of depression / recession), and service (amount of fiscal slack available in the event citizens within a jurisdiction require or demand more state funding for services).

The Mercatus Center survey is one of many released on a regular basis used by municipal bond investors to make decisions about their bond portfolios. Unfortunately, the Mercatus Center doesn’t offer financial and investment advice with the release of the survey, it only offers the data for individual interpretation. Almost as soon as a new survey is released, amateurs and serious investors alike will attempt to digest the information and use it to give themselves an edge in bond investments. The problem comes when you lack the necessary experience and insight to use the information to your advantage. The amateur investor will often base decisions on a gut instinct that’s never been tuned to the world of investments, while the serious investor uses information like reliable survey data to make laser focused and highly strategized investment decisions.

Whether you’re an experienced municipal bond investor who’s looking for a second opinion or a amateur who wants to learn how to invest like a pro, MuniCreditNews.com has financial and investment advice that you can use to give your portfolio the edge you’ve been looking for. Offered by a series 7 and 63 licensed member of the National Federation of Municipal Analysts, Joseph Krist has spent significant time over the last five decades researching and analyzing municipal bonds and publishes MuniCreditNews.com to make basic financial and investment advice available to the masses.

For municipal bond financial and investment advice based on your specific goals and current portfolio, he also offers one-on-one consulting and personal bond analysis.

Learn more about how to receive personalized financial and investment advice as it relates to your municipal bond portfolio – or stay up to date with some of the biggest stories to affect municipal bonds – by visiting MuniCreditNews.com.

Muni Credit News LLC

511 Avenue of the Americas

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New York NY 10011

e mail: joseph.krist@municreditnews.com

Ph: 917-776-1680

Muni Bonds As An Investment

In an often unpredictable financial world, solid financial and investment advice is key to helping investors like you survive and thrive. Active investors understand the world of financial investing is filled with a myriad of risks, which is why good financial and investment advice can be so valuable to investors large and small. One type of investment that continues to be recommended for risk averse and tax savvy investors are municipal bonds MuniCreditNews.com understands what’s important to municipal bond investors and offers valuable information and insight to help municipal bond investors make the best investment decisions possible.

With the current uncertain financial state of Puerto Rico making headlines around the world, many are in search of advice that can help them navigate the troubled waters of Puerto Rico’s financial woes. With the current government of Puerto Rico unable to make good on debts owed, including debts to bond investors, financial and investment advice regarding Puerto Rico municipal bonds has been largely negative, with most advisors agreeing that investors unwilling to take a loss should have gotten out while they could have. If you continue to hold Puerto Rico municipal bonds, you’re taking a big gamble on the future financial health of the island territory. If the US government allows Puerto Rico to restructure their general obligation bond debt, many advisors believe that municipal bond investors are not likely to get back more than a fraction of their original investment. While the best advice for risk averse investors holding Puerto Rico municipal bonds might be to get out while they can, investors are cautioned against attaching this sentiment to every municipal bond on the market.

Municipal bonds as we know them today have existed in the United States since the 1800s – the first municipal bond having been issued by the City of New York. A municipal bond, in very simple terms, is a type of loan in which the borrower is a government body and the lender / investor is a private citizen or entity. In exchange for capital from bond investors, the borrowing government promises to repay investors with interest. The most popular type of municipal bond is a general obligation bond – which is backed and guaranteed by the full faith and credit of the issuer. Part of the reason why general obligation municipal bonds are recommended by advisors giving financial and investment advice to risk averse investors is because municipal bond issuers can usually generate revenue to repay bond debts in the form of taxes from citizens. These investments essentially become backed by the taxpayers in the jurisdiction that issued the bond, and as long as citizens are paying taxes, there is low risk of losing money on a municipal bond.

For the latest financial and investment advice affecting the municipal bond market, and for continued coverage of the municipal bond market in Puerto Rico, continue to follow MuniCreditNews.com.